Deposit collateral
Lock a supported Stock Token in its isolated market. Nothing is sold, so the position stays yours while it backs the loan.
Dashboard
What this page shows
Your account at a glance. Disconnected, this is just the prompt to connect a wallet.
Once connected it shows the vaults you have open, the protocol totals, and the largest markets by supplied liquidity.
Keep your stocks.
Unlock USDG.
Connect a wallet to deposit tokenized stock into an isolated vault and borrow USDG against it, without selling your position.
Account summary
Collateral
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Tokenized stock in a vault
USDG debt
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Borrowed against that collateral
Health factor
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Liquidates below 1.00
Points
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Earned this season
Your vaults
No open vaults
Deposit a supported stock to borrow USDG against it.
Protocol overview
Collateral deposited
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7 tokenized stock markets
USDG supplied
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— available to borrow
USDG borrowed
—
Across — open vaults
Utilization
—
Largest markets
Borrow
What this page shows
Pick the tokenized stock you want to use as collateral. Max LTV is the most you can borrow against it; potential USDG is what your balance in that market would support.
Choosing a market opens a panel where you set the deposit and borrow amounts and see the resulting health factor and liquidation price.
No markets match this view.
Swap
What this page shows
Buy any listed tokenized stock with USDG. The trade is a real Uniswap swap signed by your own wallet: it settles on chain in one transaction and no funds are ever held by Root.
Quotes are routed against the deepest available pool. When no route is priceable the page values the trade off the oracle feed instead and labels it indicative, because a market with no pool cannot be swapped, only quoted.
Received stock is deposited to your AAPL vault.
You pay
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You receive
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Send to
Max slippage
Vaults
What this page shows
Every isolated collateral market on Root. Supplied is USDG available in that market, borrowed is what is drawn against it, and utilization is the ratio between them.
Each market has its own oracle, supply cap and liquidation threshold, so stress in one cannot spill into another.
| Market | Supplied | Borrowed | Utilization | Max LTV | Borrow APR | Open market |
|---|
No markets match that search.
Collateral deposited
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Across 7 isolated markets
USDG borrowed
—
—
Available liquidity
—
Ready to borrow now
Risk
What this page shows
The parameters that govern every vault: liquidation incentive, close factor, reserve factor and maximum oracle age.
The table lists each market’s max LTV, liquidation LTV and the headroom between them, which is how far prices can fall before positions become liquidatable.
Current posture
Healthy
All markets remain inside configured borrowing and oracle limits.
Average market LTV—Debt / collateral
Tightest headroom—To liquidation
Isolated markets
Each tokenized stock has its own debt ceiling, collateral factor, interest curve, and liquidation threshold. Stress in one market cannot spill into another.
Oracle pricing
Collateral is marked to a published price feed. New borrows pause when a price is stale, its confidence range is unsafe, or the underlying market is closed without a fresh executable price.
Canonical USDG
All debt is denominated in USDG, keeping liquidity, interest accrual, and repayment accounting consistent across every market.
Protocol parameters
- Liquidation incentive
- 6.00%
- Close factor
- 50% / 100% below 0.95 HF
- Protocol reserve factor
- 15.00%
- Maximum oracle age
- 60s while market is open
- Minimum debt per vault
- 100 USDG
- New-borrow pause threshold
- 90% utilization
Market thresholds
| Market | Max LTV | Liquidation LTV | Supply cap |
|---|
Stats
What this page shows
Protocol-wide reserves and activity. Total TVL is collateral plus USDG supply. Active debt is USDG currently lent out; available liquidity is the rest of the supply. Locked collateral is the tokenized stock backing it all.
The chart tracks TVL against debt over time. Composition breaks collateral down by market, and vault health counts positions by how close they sit to liquidation.
Total TVL
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— backing
Available liquidity
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— of TVL
Active debt
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— of TVL
Locked collateral
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— of TVL
TVL / Debt history
Total TVL left Active debt right
Collateral composition
By collateral value
Total—
Utilization
Active debt / USDG supplied
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- Active debt
- —
- USDG supplied
- —
- Available liquidity
- —
- Utilization
- —
Vault health
All vaults
- Healthy vaults
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- At risk
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- Underwater
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- Liquidations (since launch)
- —
- Health factor (avg)
- —
Markets
What this page shows
The tokenized stocks accepted as collateral, with their current oracle price and borrowing terms.
Max LTV caps how much you can borrow; liquidation LTV is where the position can be closed by liquidators.
Collateral markets7
Total supplied—
Available to borrow—
Lowest borrow APR—
Market
Oracle price
30d
Share of collateral
Max LTV
Liquidation
Borrow APR
Leaderboard
How rankings work
Points accrue on the balances a wallet holds, for as long as it holds them, with weighted credit for borrowing, supplying and swap volume. An earlier deposit is worth more than a later one of the same size, so the largest depositor is not automatically first.
Vault collateral is each wallet's current share of the protocol's deposited collateral. Wallets are shortened for privacy.
| Rank | Wallet | Points | Vault collateral | Vaults |
|---|
Season
What this page shows
Points accrue on the balances you hold, for as long as you hold them, so time in the protocol counts as much as size. Swap volume is credited once, when the swap lands.
The multipliers below are protocol parameters, set the same way as the collateral factors on the Risk page. They are what the Leaderboard ranks on.
Your standing
Your points
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Across every settled snapshot
Rank
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Among participating wallets
Share of the daily pool
Vault collateral
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What the points are counted on
Season summary
Daily points pool
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Paid at every snapshot
Wallets participating
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Ranked on the Leaderboard
Points distributed
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Over —
Next snapshot
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How points are earned
Multipliers are protocol parameters- Snapshot
- —
- Accrual starts
- At your first deposit
- Swap credit
- Once, on the value swapped
- Ranking basis
- Points, high to low